Cost of Insurance

usranger74 · 03-14-2011, 07:57 PM

I got a fl yer in the mail today from AMA and McGraw Insurance Co.

I compared MaG. to my GEICO policy (Apple to Apple)

GEICO - $203

MaG - $505

I carry the following coverage

Bodily Injury $100,000/300,000

Property Damage - $50,000

Uninsured Motorist Bodily Injury - $25,000

Comp (100 deductible)

Collision (100 deductible)

Accessory coverage - $2,000

+++++++++++++++++++++++++++++++++++++

A quote from Progressive with all the above PLUS Accessory Coverage of $5,000 was $259.000

What are you paying for coverage?

Loafer · 03-14-2011, 08:11 PM

Quote:

Originally Posted by usranger74

I got a fl yer in the mail today from AMA and McGraw Insurance Co.

I compared MaG. to my GEICO policy (Apple to Apple)

GEICO - $203

MaG - $505

I carry the following coverage

Bodily Injury $100,000/300,000

Property Damage - $50,000

Uninsured Motorist Bodily Injury - $25,000

Comp (100 deductible)

Collision (100 deductible)

Accessory coverage - $2,000

+++++++++++++++++++++++++++++++++++++

A quote from Progressive with all the above PLUS Accessory Coverage of $5,000 was $259.000

What are you paying for coverage?

So far as I know, insurance company's have formula for figuring their rates off of your credit report. I've been with Dairyland for years, 20 or more. $172.00 a year for a '01. When I check each year with other companies, their quotes are all over the place, and none of them ever come close to what I have for the price I pay. Just saying...

**ringadingh** · 03-14-2011, 08:27 PM

We get hosed up here, mine went from $781.oo to $851.00 this season, minimum coverage with no collision.

cactusjack · 03-14-2011, 08:33 PM

I'm paying more than that.

Insurance is more expensive in the big city, Bill. Insurance is very expensive in the Phoenix area.

When I moved from Chandler to Mesa (a distance of < 20 mi), it went up about $300/year. When I moved back to Chandler, it went back down.

sly · 03-14-2011, 08:35 PM

Quote:

Originally Posted by Ringadingh

We get hosed up here, mine went from $781.oo to $851.00 this season, minimum coverage with no collision.

HOLY **** Batman! 238$ full patch coverage, 2million$ responsability, fire theft vandalism, 250 deductible & roadside

Only problem, 650$ to plate the bike for the year

:(" title="

" border="0"/> so I guess it comes out to the same in the end

elvis · 03-14-2011, 08:36 PM

Quote:

Originally Posted by Ringadingh

We get hosed up here, mine went from $781.oo to $851.00 this season, minimum coverage with no collision.

The same here in B.C. I hate it with passion.

gman47 · 03-14-2011, 09:15 PM

Try Foremost Property & Casualty. I received an information bulletin through AARP. $194/year, includes roadside assistance.

usranger74 · 03-14-2011, 09:26 PM

Quote:

Originally Posted by cactusjack

I'm paying more than that.

Insurance is more expensive in the big city, Bill. Insurance is very expensive in the Phoenix area.

When I moved from Chandler to Mesa (a distance of < 20 mi), it went up about $300/year. When I moved back to Chandler, it went back down.

Also - I have to put the Nomad up for at least 4 months out of the yr.

usranger74 · 03-14-2011, 09:30 PM

Quote:

Originally Posted by gman47

Try Foremost Property & Casualty. I received an information bulletin through AARP. $194/year, includes roadside assistance.

I forgot to add, both Prograssive and GEICO have roadside assistance coverage. And, very good coverage at that.

AlabamaNomadRider · 03-14-2011, 09:41 PM

I carry Progressive and pay by the month. Costs me roughly $40 per month. I have full coverage. Not sure what my limits are. My policy is in the saddlebag.

**Cajunrider** · 03-14-2011, 10:29 PM

Progressive with 100/300 liability coverage, 100 deductible on comp & collision, roadside assistance, no uninsured motorists. $260/yr.

wiz · 03-15-2011, 07:25 AM

Bike-line.com (Markel American) has given me the best prices and I have quoted quite a few others - but that varies from person to person. Checking out what works best in your situation is neccessary.

mobandy78 · 03-15-2011, 07:53 AM

Quote:

Originally Posted by usranger74

I got a fl yer in the mail today from AMA and McGraw Insurance Co.

I compared MaG. to my GEICO policy (Apple to Apple)

GEICO - $203

MaG - $505

I carry the following coverage

Bodily Injury $100,000/300,000

Property Damage - $50,000

Uninsured Motorist Bodily Injury - $25,000

Comp (100 deductible)

Collision (100 deductible)

Accessory coverage - $2,000

+++++++++++++++++++++++++++++++++++++

A quote from Progressive with all the above PLUS Accessory Coverage of $5,000 was $259.000

What are you paying for coverage?

I have the same coverage w/ Progressive and it's $255 due in about a week. They dropped the price from $276 from last year. That was the cheapest price for me that I could find.

cactusjack · 03-15-2011, 09:30 AM

I'd like to mention that if you belong to the AMA (and if not, you should) and sign up for their automatic annual renewal, you get their roadside assistance plan for free, which not only covers your bike, but any vehicle you're in - even if somebody else owns it.

**schoeney** · 03-15-2011, 10:26 AM

Liability $250,000 ea Person/ $500,000 ea accident

Property Damage $100,000
100% Replacement cost less deductible
Deductible $250 Collision/ $100 other
Up to $3500 in accessories
Roadside Assistance
52 Yrs old, Clean record

$196 Full Year (Foremost through AARP) We are considered a big city....suburb of Portland, Oregon less than 15 min away.

03-14-2011, 07:57 PM	#1
usranger74 Sr. Member Join Date: Mar 2010 Location: La Vista, NE Posts: 4,060	Cost of Insurance I got a fl yer in the mail today from AMA and McGraw Insurance Co. I compared MaG. to my GEICO policy (Apple to Apple) GEICO - $203 MaG - $505 I carry the following coverage Bodily Injury $100,000/300,000 Property Damage - $50,000 Uninsured Motorist Bodily Injury - $25,000 Comp (100 deductible) Collision (100 deductible) Accessory coverage - $2,000 +++++++++++++++++++++++++++++++++++++ A quote from Progressive with all the above PLUS Accessory Coverage of $5,000 was $259.000 What are you paying for coverage? __________________ Bill (usranger74) Blake 2016 Goldwing VBA # 1505 Login or Register to Remove Ads
	0

03-14-2011, 08:27 PM	#3
ringadingh Join Date: Aug 2007 Location: Newmarket Ontario Canada Posts: 35,387	Cost of Insurance We get hosed up here, mine went from $781.oo to $851.00 this season, minimum coverage with no collision. __________________ 2002 Nomad aka Bountyhunter VBA #27 VROC #18951
	0

03-14-2011, 08:33 PM	#4
cactusjack Mega-Contributor Join Date: Sep 2007 Location: Where it doesn't snow...ever! Posts: 21,926	Cost of Insurance I'm paying more than that. Insurance is more expensive in the big city, Bill. Insurance is very expensive in the Phoenix area. When I moved from Chandler to Mesa (a distance of < 20 mi), it went up about $300/year. When I moved back to Chandler, it went back down. __________________ Scott "Cactusjack" Hanks VBA #00105 H.O.G. #4250060 2011 H-D Ultra Limited 103ci :: 2011 HD Electra Glide Ultra Limited w/Stage 1 :: Rallies: Mesquite '08\|Custer '09\|Cortez '10\|Crescent City '11\|Kanab '12\|Antlers '12\|Estes Park '13\|Antlers '13\|Orofino '14\|The Dalles '17
	0

03-14-2011, 09:15 PM	#7
gman47 Member Join Date: Dec 2009 Location: Elk Grove, Ca. Posts: 187	Cost of Insurance Try Foremost Property & Casualty. I received an information bulletin through AARP. $194/year, includes roadside assistance. __________________ When you come to the fork in the road ..... take it!
	0

03-14-2011, 09:41 PM	#10
AlabamaNomadRider Sr. Contributor Join Date: Jul 2009 Location: Boaz, Alabama Posts: 13,742	Cost of Insurance I carry Progressive and pay by the month. Costs me roughly $40 per month. I have full coverage. Not sure what my limits are. My policy is in the saddlebag. __________________ Gene Cross, Jr. Boaz, Alabama KawaNOW/VBA #1181
	0

03-14-2011, 10:29 PM	#11
Cajunrider Join Date: Apr 2008 Location: (SE Louisiana) Posts: 8,340	Cost of Insurance Progressive with 100/300 liability coverage, 100 deductible on comp & collision, roadside assistance, no uninsured motorists. $260/yr. __________________ 2016 Electra Glide Ultra Limited CVO Palladium Silver / Phantom Blue 110 cu in SE 2012 Electra Glide Ultra Limited (Traded 6/22/16) Tequila Sunrise / HD Orange Vance & Hines true dual headers Rinehart 4" slip ons Screamin Eagle Super Tuner Screamin Eagle Stage 1 intake Dyno tuned H.O.G.# 4514015 2007 Nomad 1600 (Traded 6/23/12) VBA #482
	0

03-15-2011, 07:25 AM	#12
wiz Member Join Date: Apr 2009 Posts: 498	Cost of Insurance Bike-line.com (Markel American) has given me the best prices and I have quoted quite a few others - but that varies from person to person. Checking out what works best in your situation is neccessary.
	0

03-15-2011, 09:30 AM	#14
cactusjack Mega-Contributor Join Date: Sep 2007 Location: Where it doesn't snow...ever! Posts: 21,926	Cost of Insurance I'd like to mention that if you belong to the AMA (and if not, you should) and sign up for their automatic annual renewal, you get their roadside assistance plan for free, which not only covers your bike, but any vehicle you're in - even if somebody else owns it. __________________ Scott "Cactusjack" Hanks VBA #00105 H.O.G. #4250060 2011 H-D Ultra Limited 103ci :: 2011 HD Electra Glide Ultra Limited w/Stage 1 :: Rallies: Mesquite '08\|Custer '09\|Cortez '10\|Crescent City '11\|Kanab '12\|Antlers '12\|Estes Park '13\|Antlers '13\|Orofino '14\|The Dalles '17
	0

03-15-2011, 10:26 AM	#15
schoeney Join Date: Jun 2008 Location: NW Region Posts: 5,222	Cost of Insurance Liability $250,000 ea Person/ $500,000 ea accident Property Damage $100,000 100% Replacement cost less deductible Deductible $250 Collision/ $100 other Up to $3500 in accessories Roadside Assistance 52 Yrs old, Clean record $196 Full Year (Foremost through AARP) We are considered a big city....suburb of Portland, Oregon less than 15 min away. __________________ VBA #659 2003 Nomad 1500 (Gone but never forgotten) 2005 Honda ST1300 - Sweet and still kickin 2006 Honda Goldwing - Best Boat in the Marina
	0

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