|
11-08-2010, 02:57 PM | #1 |
Join Date: Jul 2007
Location: Peoples Republic of New York State
Posts: 15,154
|
Insurance Duration
I got board and thought I would make a poll.
I was wondering if I am the only one who insures his bike for 12 months even though I can only ride it for 7 or 8 months a year.
__________________
Tim "TC" Conley VBA #9 2011 Victory Kingpin mine 2013 Victory Boardwalk -hers [LEFT][COLOR=#000000] [SIZE=4] Login or Register to Remove Ads |
|
11-08-2010, 03:14 PM | #2 |
Member
Join Date: Aug 2008
Location: Grand Prairie, Texas
Posts: 112
|
Insurance Duration
Hey Top Cat polls are always interesting. I do all twelve month and ride most of them. Some times I have to park mine in the late summer when it gets too hot. Riding in a hot wind (feels like I am behind a Jetliner) is not fun for me any more.
SteveO |
|
11-08-2010, 04:06 PM | #3 |
Member
Join Date: Oct 2010
Location: Bloomingdale, Illinois
Posts: 394
|
Insurance Duration
I live in the Chicago area so riding all 12 months is a challenge. If there is no snow/ice/salt on the road I will ride, the cold doesn't bother me that much (ok, below 25 the tires feel like rocks and the fun is gone). But I do insure all my bikes for the full year. Not much more a year to insure them.
__________________
"All leather, no lace" 2000 Nomad 1500 (carbed) / 2003 Suzuki Volusia / 2014 Yamaha Stryker VBA #02051 2012 NCR Rally, Savanna, IL |
|
11-08-2010, 04:20 PM | #4 |
Top Contributor
Join Date: Oct 2007
Location: Colorado
Posts: 6,530
|
Insurance Duration
Generally can't ride all 12 months but still insure it for all 12. Never know in this area what might arise with the weather.
__________________
Joel "Waterman" 2017 HD Road Glide Ultra 2006 Nomad - Sold VBA 213 VROC 16913 Custer 09: Cortez 10: Crescent City 11: Kanab 12: Estes Park 13: Tahoe 14: Red Lodge 16 |
|
11-08-2010, 04:51 PM | #5 |
Sr. Contributor
Join Date: Dec 2008
Posts: 18,287
|
Insurance Duration
My insurance is for 9 months, lay-up 3 months. I can ride it any time of the year, because I choose the 3 months. If we have a hot spell in January and I want to go for a ride I can. I've been insured thru Dairyland for years.
__________________
Gerry Martineau / 802 VT / VBA #0892 /[email]glmjgm@gmail.com[email] Login or Register to Remove Ads |
|
11-08-2010, 05:54 PM | #6 |
Advanced Member
Join Date: Aug 2010
Location: Alexandria La.
Posts: 636
|
Insurance Duration
In Louisiana I'm insured for 12 months.If you don't have insurance you have to turn your lic plates in.Too much paperwork.There is only 1-2 months I don't ride much anyway.
__________________
|
|
11-08-2010, 06:34 PM | #7 | |
Sr. Member
Join Date: Mar 2010
Location: La Vista, NE
Posts: 4,060
|
Insurance Duration
Quote:
__________________
Bill (usranger74) Blake 2016 Goldwing VBA # 1505 |
|
|
11-08-2010, 07:14 PM | #8 |
Member
Join Date: Jul 2008
Location: Palatine,IL
Posts: 98
|
Insurance Duration
I was told by one of my past insurance companies that they do not insure for 6 months.
The reason they gave was that even if the bike is sitting in a garage, the bike could be destroyed by fire or stolen, made sense to me. So my bike is insured for 12 months. henryk |
|
11-08-2010, 07:32 PM | #9 |
Join Date: Jul 2008
Location: North Central Illinois
Posts: 8,575
|
Insurance Duration
Insure for 12-months. No big discount with my carrier to do it otherwise. My insurance really isn't that much.
Around here, riding during the winter is tough, if not dangerous. Even the HA's around here hang-it-up for a few months in the winter. Just drive-by their club-house and you'll see their trucks and cars parked in the lot when the snow is deep and the cold-winds blow!!
__________________
"During times of universal deceit, telling the truth becomes a revolutionary act." "You can have your own opinion, but not your own facts." Former VBA NCR Assist Regional Leader Formerly: 2004 1500FI Bronze Nomad: 2009 & 2014 HD Ultra Current Rides: 2017 HD Ultra Limited & 2011 Can Am Spyder RTS-SE Attended: VBA National Rallies 2009, 2011, 2015; VBA/NCR Regional Rally 2010, 12, 14, 16 and several rides throughout with regional members. VBA Member #652 HOG Member #3935417 |
|
11-08-2010, 08:34 PM | #10 |
Join Date: May 2009
Location: Montreal QC
Posts: 12,034
|
Insurance Duration
It used to be that I could get bike insurance with 6 month liability and 12 month fire and theft. That was a pain in the a*s. If you got a early spring and decided to put the bike on the road say 3 weeks early meant you were putting the the bike away 3 weeks earlier in the fall regardless of the weather. Now it seems pretty standard around here that the policy is 12 months.
__________________
Norm Ward 2008 blue / silver nomad kawanow / VBA #01136 |
|
11-08-2010, 09:12 PM | #11 |
Sr. Contributor
|
Insurance Duration
I have had insurance on mine since I bought it. I do ride 12 months but not nearly as much from December through March. If it warms up to 50 I will ride.
__________________
Gene Cross, Jr. Boaz, Alabama KawaNOW/VBA #1181 |
|
11-08-2010, 10:04 PM | #12 |
Top Contributor
Join Date: Aug 2008
Location: Everett, Washington
Posts: 5,709
|
Insurance Duration
Year around riding here...albeit sparsely during the winter months. There's something about a crystal clear blue sky 40 degree day when you can reach out and touch the mountains that just screams...."RIDE"... !
__________________
Kris Olsen VBA #0691 2017 HD Ultra Limited Low 2013 Victory Cross Country Tour 2012 1700 Vulcan Voyager 2008 1600 Vulcan Nomad 1997 Vulcan 800 Classic "Growing old is mandatory, but growing up is optional" Custer 2009|Kalispell 2010|Cortez 2010|Crescent City 2011|Kanab 2012|Canmore 2012|Estes Park 2013|Orofino 2014|Lake Tahoe 2015|Red Lodge 2016 |
|
11-09-2010, 07:11 AM | #13 |
Sr. Member
Join Date: Jan 2008
Location: Macon, Missouri
Posts: 1,175
|
Insurance Duration
In Missouri a home owners policy will not cover a vehicle with a title so you must keep insurance on the vehicle year around ( this goes for 4-wheelers, boats, etc also ) or take the chance of an unprotected bike during storage. We just keep the insurance in force 24-7 365 and pay the monthly rate.
|
|
11-09-2010, 08:07 AM | #14 |
Member
Join Date: Jun 2008
Location: Tuscaloosa Alabama
Posts: 341
|
Insurance Duration
here in Alabama we can ride all year. so insure for 12 months
__________________
Randy (fatrat) May Tuscaloosa, Al. Back Road Riders MC. VBA # 290 2006 Black Nomad |
|
11-09-2010, 08:53 AM | #15 |
Sr. Member
Join Date: Sep 2007
Location: Michigan
Posts: 1,595
|
Insurance Duration
I'm in Michigan. Pretty much can count on March to December for some riding as long as you can put up with it being a mite cold. But I keep it ready because we often get a thaw and a few warm days in February, and some years in January.
__________________
Dan K Member #100 2009 ST1300: Performance exceeding even Victory riders' boasts. |
|
Thread Tools | Search this Thread |
Display Modes | |
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
CT v Insurance or Not. | usranger74 | Vulcan Nomad/Vaquero/Voyager | 6 | 04-15-2011 06:00 PM |
Cost of Insurance | usranger74 | Vulcan Nomad/Vaquero/Voyager | 47 | 03-23-2011 07:37 PM |
Insurance | Jared | Vulcan Nomad/Vaquero/Voyager | 26 | 03-14-2010 09:24 AM |
Insurance | schoeney | Vulcan Nomad/Vaquero/Voyager | 49 | 08-07-2008 06:22 PM |
Re Insurance. | mark | Vulcan Nomad/Vaquero/Voyager | 28 | 03-25-2008 06:23 PM |