Okay, I'm about to go postal on any cager I meet!

[mobandy78]

Dang!!! That really sucks! Sorry to hear about it. I probably would've went postal.

[AlabamaNomadRider]

My mail carrier is a cute blonde female and she can go postal on me anytime.

[dyetube]

Here's a picture of the damage. Sure doesn't look like $3000 worth of damage, huh?

[dyetube]

Originally Posted by AlabamaNomadRider

My mail carrier is a cute blonde female and she can go postal on me anytime.

lol! Wish I had a cute blonde postal carrier. But on the other hand, my hairstylist is a porn star (or at least used to be):

http://www.zimbio.com/Planet+Nikki

Man she's hot.

[twowheeladdict]

Originally Posted by dyetube

Just got the estimate done and it's $3000! The dang saddlebag is $1100. I may try to find lightly used parts and do it myself so I can pocket the rest!

Be careful that the $3000 doesn't exceed what the insurance company says it is worth or they will total it on you.

My son got rear ended while in his '97 LeSabre and the adjuster was nice enough to keep the estimate just under "total" value. My son pocketed the money and kept on driving.

[dyetube]

Bluebook on the bike is $4,850 (Just looked it up). a difference of $1850. Don't know if they will total the bike or not but I found my fender on ebay for $180 shipped in pristine condition (I bought it) and I don't think the saddle bag is really bent (I think the fender is just pushing it out) but I found my year model/color saddlebag on ebay with some scratches and it's bid right now is $122. I'm gonna take off the saddlebag when I get home and see if it's bent or not because there's only one small scratch on it. If it is, I'll buy the saddlebag as well. The saddle bag has some scratching on it, but only on the door and I can probably use my door on it if need be.

[ringadingh]

Wow, thats quite an estimate. see if you can keep the old parts that are replaced.

[markclark57]

All depends how nice you want to keep your ride. I finally decided to keep the rest of the damage on "Grace". It's not that noticeable and doesn't affect performance.

[ringadingh]

You may find the the saddlebag pops back into shape once its removed from the bike. Its probably the fender pressing on it. If its not cracked, a paint job should fix it right up. I managed to straighten a lot of the parts on my bike that got twisted a bit. The parts that really got damaged Ive been replacing.

[dyetube]

Originally Posted by ringadingh

Wow, thats quite an estimate. see if you can keep the old parts that are replaced.

The fender is toast. No need to keep it but I think the saddlebag is still good. Even if it is slightly bent, I'll still keep it to sell or something. All I want is the bike back to where it was before the hit and If I can get some extra money to get my fairing painted and get a better trunk (http://recklessmotorcycles.com/index...duct_list&c=74) and have it painted, that'll be great. The trunks gonna run me around $250 and not sure on how much it'll cost to have someone paint fairing and trunk and get the backrest/hinges/lock/chrome for the trunk. Plus I wanna add some more taillights to the trunk and make my taillight and headlights modulate.

[dyetube]

Originally Posted by ringadingh

You may find the the saddlebag pops back into shape once its removed from the bike. Its probably the fender pressing on it. If its not cracked, a paint job should fix it right up. I managed to straighten a lot of the parts on my bike that got twisted a bit. The parts that really got damaged Ive been replacing.

That's exactly what I'm thinking. I'm gonna take off the saddlebag tonight and check and see. There's only one small scratch on it.

[Loafer]

Sorry to hear of your misfortune. Stay healthy.

[jandreu]

I would think your personal injury claim would more then buy you a new bike. While I don't promote needless claims in this case I would have ridden the amblance all the way to the bank!

[Monkeyman]

I wouldn't settle for at least a week. You never know what medical issues could pop up that weren't noticable immediately. Seriously. It's not a scam. Even the honest insurance adjusters will tell you the same thing. Ever banged your shin and didn't realize until later that it ended up bad enough to bleed all down your leg? Same thing. Neck, back, muscular, etc sometimes don't show up. Do NOT take the adjusters first offer (unless he wants to buy you a new VV). At the least, tell him you'll have to think about it and can he get back with you next week. Then do NOT call him. Let him call you. I'm not saying to scam the insurance but if there's something damaged on the bike (from the accident) make sure you document it and put in a claim for it. Even if you just need new paint on your bag. The worst the insurance co can do (at least in Indiana) is total your bike. You can generally buy it back for around 10%. A salvage title on anything more than about 6 or 8 years old really doesn't matter especially if you have pics of the before and after so the next owner knows there wasn't anything major damaged and that you fixed it all. It shouldn't hurt your insurance rates either as it's not your insurance that's paying. (I assume the other party has insurance.)

Don't scam the insurance but get everything you're due even if it's a cut tire (which you should really look for considering where that fender is).

[dyetube]

Originally Posted by Monkeyman

I wouldn't settle for at least a week. You never know what medical issues could pop up that weren't noticable immediately. Seriously. It's not a scam. Even the honest insurance adjusters will tell you the same thing. Ever banged your shin and didn't realize until later that it ended up bad enough to bleed all down your leg? Same thing. Neck, back, muscular, etc sometimes don't show up. Do NOT take the adjusters first offer (unless he wants to buy you a new VV). At the least, tell him you'll have to think about it and can he get back with you next week. Then do NOT call him. Let him call you. I'm not saying to scam the insurance but if there's something damaged on the bike (from the accident) make sure you document it and put in a claim for it. Even if you just need new paint on your bag. The worst the insurance co can do (at least in Indiana) is total your bike. You can generally buy it back for around 10%. A salvage title on anything more than about 6 or 8 years old really doesn't matter especially if you have pics of the before and after so the next owner knows there wasn't anything major damaged and that you fixed it all. It shouldn't hurt your insurance rates either as it's not your insurance that's paying. (I assume the other party has insurance.)

Don't scam the insurance but get everything you're due even if it's a cut tire (which you should really look for considering where that fender is).

Good idea about waiting to see if there is personal injury. I really doubt it but best to be careful.