CT v Insurance or Not.

usranger74 · 04-15-2011, 10:38 AM

I have been reading about CTs v MTs - thinking of going over to the darkside on my next change.

I found this on another site

Anyone have any experience with this issue

============================================
I am not trying to tell anyone what to do with the darkside issue, I was almost convinced to go that way myself when I read a post on another site.

Quote " using a tire that is not designed for your motorcycle can and will allow the insurance company to bow out when you need it the most. Juries will side with the insurance company and you will be liable for everything.
This is something I had not considered and will happily buy motorcycle tires.
Just my two cents.
Dan
__________________
Dan Hermans
Vulcan 1700 Voayger
WI - Fox Valley VRA (1-3)President
National Treasurer
AMA 1088265
VROC 23134
American Voyager Association

cactusjack · 04-15-2011, 10:51 AM

Not likely to happen. I did my research before I mounted a car tire and as far as insurance companies are concerned, it needs to be a DOT-approved tire. This is a topic of discussion quite frequently on the Delphi darkside forum.

I have never found evidence of a motorcycle crash attributed to running a car tire. Having said that, many insurance companies will go to any length to avoid paying a claim.

Let your conscience be your guide and act accordingly.

**Kawhead** · 04-15-2011, 11:53 AM

I believe in a stretch of the insurgence argument if they don't want to pay a claim they could say you were traveling to fast or some other excuse even if you have a MT mounted.

If you go to the Darkside forum and mount the suggested brands you can ride worry free. Even better get the suggested brands from the folks on this board and worry will be the last thing on your mind!

Don't listen to the MT crowd. They're a bunch of stick in the mud loons! (I"M KIDDING!!!!)

ridemslow · 04-15-2011, 04:17 PM

Just learn to keep you mouth shut if you run a CT, and need to file a claim.

**ringadingh** · 04-15-2011, 04:40 PM

I'll bet if you don't tell them nobody would ever know.

dkdixie · 04-15-2011, 05:19 PM

Dan, couple years ago there were copies of letters, posted on the Darkside forum, from three insurance companies, Progressive, Allstate and can't remember the third, covering this specific issue.
All three responded, as Scott noted, "DOT approved" as being the basic guideline.
There have been a few KawaNOW members using car tires that have had accidents. To my knowledge use of a car tire never came up.

**Jared** · 04-15-2011, 06:00 PM

Contact your insurance and ask. I did and was told that any DOT approved tire is okay.

My buddy who is an adjuster for Farmers told me they would have to PROVE without a shadow of doubt that the tire was the cause of the accident to be able to deny your claim.

04-15-2011, 10:38 AM	#1
usranger74 Sr. Member Join Date: Mar 2010 Location: La Vista, NE Posts: 4,060	CT v Insurance or Not. I have been reading about CTs v MTs - thinking of going over to the darkside on my next change. I found this on another site Anyone have any experience with this issue ============================================ I am not trying to tell anyone what to do with the darkside issue, I was almost convinced to go that way myself when I read a post on another site. Quote " using a tire that is not designed for your motorcycle can and will allow the insurance company to bow out when you need it the most. Juries will side with the insurance company and you will be liable for everything. This is something I had not considered and will happily buy motorcycle tires. Just my two cents. Dan __________________ Dan Hermans Vulcan 1700 Voayger WI - Fox Valley VRA (1-3)President National Treasurer AMA 1088265 VROC 23134 American Voyager Association __________________ Bill (usranger74) Blake 2016 Goldwing VBA # 1505 Login or Register to Remove Ads
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04-15-2011, 10:51 AM	#2
cactusjack Mega-Contributor Join Date: Sep 2007 Location: Where it doesn't snow...ever! Posts: 21,926	CT v Insurance or Not. Not likely to happen. I did my research before I mounted a car tire and as far as insurance companies are concerned, it needs to be a DOT-approved tire. This is a topic of discussion quite frequently on the Delphi darkside forum. I have never found evidence of a motorcycle crash attributed to running a car tire. Having said that, many insurance companies will go to any length to avoid paying a claim. Let your conscience be your guide and act accordingly. __________________ Scott "Cactusjack" Hanks VBA #00105 H.O.G. #4250060 2011 H-D Ultra Limited 103ci :: 2011 HD Electra Glide Ultra Limited w/Stage 1 :: Rallies: Mesquite '08\|Custer '09\|Cortez '10\|Crescent City '11\|Kanab '12\|Antlers '12\|Estes Park '13\|Antlers '13\|Orofino '14\|The Dalles '17
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04-15-2011, 11:53 AM	#3
Kawhead Join Date: Jun 2008 Location: 6th Floor up at the The Nervous Hospital up in East Central State, NC Posts: 7,454	CT v Insurance or Not. I believe in a stretch of the insurgence argument if they don't want to pay a claim they could say you were traveling to fast or some other excuse even if you have a MT mounted. If you go to the Darkside forum and mount the suggested brands you can ride worry free. Even better get the suggested brands from the folks on this board and worry will be the last thing on your mind! Don't listen to the MT crowd. They're a bunch of stick in the mud loons! (I"M KIDDING!!!!) __________________ ??-Mar.2,2012 "Rocky" My Beloved Dog RIP Mike Tripp VBA#767 '96 800 Vulcan Classic 06 1600 Nomad 07 1600 Nomad "The shoes you buy at the Salvation Army is already been broke in"- Aunt Kawhead
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04-15-2011, 04:17 PM	#4
ridemslow Sr. Member Join Date: Jul 2007 Location: Chesapeake, Ohio Posts: 1,537	CT v Insurance or Not. Just learn to keep you mouth shut if you run a CT, and need to file a claim. __________________
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04-15-2011, 04:40 PM	#5
ringadingh Join Date: Aug 2007 Location: Newmarket Ontario Canada Posts: 35,387	CT v Insurance or Not. I'll bet if you don't tell them nobody would ever know. __________________ 2002 Nomad aka Bountyhunter VBA #27 VROC #18951 Login or Register to Remove Ads
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04-15-2011, 05:19 PM	#6
dkdixie Sr. Member Join Date: Nov 2007 Location: Blairsville in N. GA mountains Posts: 1,623	CT v Insurance or Not. Dan, couple years ago there were copies of letters, posted on the Darkside forum, from three insurance companies, Progressive, Allstate and can't remember the third, covering this specific issue. All three responded, as Scott noted, "DOT approved" as being the basic guideline. There have been a few KawaNOW members using car tires that have had accidents. To my knowledge use of a car tire never came up. __________________ Dick Campbell Blairsville, GA 2008 Red & Black Nomad 1600 (retired) 2009 1900 Yamaha Stratoliner (retired) 2013 1900 Yamaha Stratoliner 2018 CanAm RT Limited Spyder (Sold) 2014 Goldwing Roadsmith Red Trike (Sold) 2019 Goldwing DCT Roadsmith Copper & Black Trike VBA #243 Darkside #115 Patriot Guard Rider American Legion Rider
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04-15-2011, 06:00 PM	#7
Jared Join Date: Mar 2009 Location: Greeley, Colorado Posts: 6,772	CT v Insurance or Not. Contact your insurance and ask. I did and was told that any DOT approved tire is okay. My buddy who is an adjuster for Farmers told me they would have to PROVE without a shadow of doubt that the tire was the cause of the accident to be able to deny your claim. __________________ Jared VBA #1051 (Former President)
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